State Farm® Insurance Agent Kim Schwartz

"Gina has been very helpful at Kim’s office. Navigating multi-car insurance, home insurance and renters insurance.. with young adult children Gina’s expertise invaluable."

"Been my provider for a decade now, best in the business!"

"I received excellent results from Tiffany and the Kim Schwartz team. I would recommend that you contact them and see what they can do for you."

"I'm buying a new car and shopped around for quotes. Talked to Tiffany about the initial quote which was quite good. Going from an 2013 Accord to a 2025 Tesla and keeping the Honda as backup. Called back the next day and she finalized everything, only took maybe 10 minutes to make all the changes. Received an email with my new insurance card right away too. So happy with the service I also asked for a life insurance quote! Thanks to Tiff and State Farm."

"25years of excellent service.each member of Kim's office is top of they're game."

"This office is the best. Always honest and up front and contacting them is effortless..never had a bad experience. I left for a while and once I was able to come back I did."

"Always pleasant and nice,and willing to help."

"Worked with Pam and Gina in the office and both have been super helpful. Started with new auto policies after a move and added homeowners because of the great service."

"Always very nice and informative. Every person I have worked with in that office takes good care of my insurance. Highly recommend."

"I highly recommend Kim Schwartz for your insurance needs. Great customer service!"

"I have been working with Kim and her team for 30 + years. I have received great service and attention with all of my insurance needs. They are competitive with pricing, and everyone I have worked with in their office is top notch. They have made the insurance process painless and enjoyable. Any claim that i have had with State Farm (corporate) they would keep tabs on to make sure it was handled. I highly recommend them."

"Everyone that I have talked to over the phone or via email or text have been very helpful, knowledgeable, and just all around great down to earth people. They are serious about making any process as easy as possible for you and any problem you do have get taken care of as quickly as they can. Hats off to the team over there. You all are Superstars"

"Very helpful answered all my questions."

"Kim's office has been taking care of my insurance needs for over 20 years. Kim's staff is very knowledgeable and professional every time I call the office with my insurance questions. I've been with Kim Schwartz so long they're more like my second family! The entire office is super friendly, caring and nice! :o) From car insurance, to home owners insurance, to rental property insurance, umbrella policies and more, Kim's office has me well insured at the best prices! It's peace of mind that Kim and her team provide. To me, that's huge! Thank you Kim Schwartz!"

"I've been with the Kim Schwartz team for more than 25 years because of their attention to customer service and accessibility. They handle any question or claim we've had with a quick response and friendly professionalism. Never had any issues. I highly recommend Kim and her team."

"Tiffany is a helpful agent."

"Kim and her staff are amazing! Been through a few life obstacles with them and they were our rock. Always had our back and felt I was in great hands the entire time. 10/10 Highly Recommend"

"I enjoyed working with Lexie this morning, she helped me achieve everything I was looking for. Thanks Lexie..."

"Great people to work with, always understanding and helpful !"

"TIFFANY WAS VERY HELPFUL AND SHE HELPED ME SAVE A LOT OF $$$!"

"I've debated this review for a couple months. I've dealt with Kim Schwartz's State Farm office for nearly 20 years, collectively with auto and life insurance coverages. This past May, there was a tornado nearby and my car was damaged by hail as I was sheltered in place for over an hour. I contacted the office first to inquire about the claim process. The second time, I was going to initiate the claim but had apprehension after speaking with an agent in the office. I was told (without an estimate, even) that the damage would likely exceed the car's value, at which point, I would be issued a check and would need to surrender my vehicle or buy it back. I contested this point, asserting that ownership shouldn't change hands because insurance would be providing the coverage I paid for. The agent told me "insurance isn't a savings plan." She's right - it's not a savings plan - for either of us. So why would an insurer have the right to take ownership of property they've been paid to insure? That's the entire point of full coverage. It's why I pay a higher premium monthly. I pay hoping I won't need it; they collect, also hoping I won't need it. I said, "If you go to a hospital for major medical, the insurance company doesn't confiscate and own your body after they pay the bill." The agent told me that they did, especially if you were an organ donor. To me, this was the most absurd logic. After getting past that, I asked about the process, at which point I was told the car would be totaled, I would pay the deductible, I would buy the car back, and be issued a salvage title. I asked if I could insure a car with a salvage title, she wasn't sure but said "most likely" (unless I had other claims prior - I don't). I informed the agent that I would call back at a later date (and if I didn't call back, I wouldn't be pursuing a claim). After this, I contacted the Department of Motor Vehicles (Imperial, MO) and was told that I would not be able to renew plates on a vehicle with a salvage title (that I would need to make repairs and be issued a "prior salvage title). After that, I contacted the Missouri Department of Insurance, who couldn't confirm if I could insure or plate a vehicle with a salvage title. It seems nobody knows. That agent told me that "insurance really isn't set up for the consumer." And that was perhaps the most honest thing I'd been told in this entire fiasco. I decided to let it go, continue paying monthly, and accept that my car has hail damage (I called it "character."). But the entire interaction has been frustrating, especially since my monthly coverage rate has increased about 20% in the past 1.5-2 years. Which brings me to this review: I wouldn't have posted this if my rate for insurance hadn't increased AGAIN. So we can't make the claim process easy, nobody can answer questions I have with certainty (instead I get some "the insurance owns you if you die" run around), I have a damaged vehicle that what they would pay won't repair, AND now we're going to charge more? I think this is bad business."

"Every interaction I’ve had with the Kim Schwartz team has been a total breeze. Their customer service is top notch. They are very responsive to last minute requests (I always seem to need an insurance card when I can’t find one) and they’re always looking to save us money. I highly recommend!"

"Anytime I need something, Gina picks up and helps me out within minutes. Always super polite, friendly, and professional Thank You"

"I have been a customer for 25+ years. They have helped with car accidents, hail damage, a tree falling on the roof of my house, and two totaled cars. They consistently respond in a timely and professional manner, answer my questions, and make filing a claim easy and hassle free. Highly recommend."

"I’ve been with State Farm for over 40 years, they insured our first new car! My MIL at the time called her agent and helped us set it up. When Kim bought the agency from Bill, they didn’t skip at beat. Kim & Pam have always provided excellent customer service. I especially appreciated the willingness to either meet me at my home or my office to sign any paperwork that needed taken care. These ladies are the BEST!!"